Key figures of comdirect group

    2014 2013 Change
in %
Customers, assets under custody and key products31.12. 31.12.  
comdirect group*        
Customers number 2,892,003 2,825,067 2.4
Custody accounts number 1,717,088 1,697,006 1.2
Total assets under custody in € million 58,936 55,046 7.1
– of which: portfolio volume in € million 44,500 41,579 7.0
– of which: deposit volume in € million 14,435 13,467 7.2
business-to-customer (B2C) business line  
Customers number 1,909,105 1,823,579 4.7
Custody accounts number 879,492 839,945 4.7
Current accounts number 1,158,617 1,043,192 11.1
Tagesgeld PLUS (“daily money plus”) accounts number 1,553,309 1,461,471 6.3
Total assets under custody in € million 34,750 31,891 9.0
– of which: portfolio volume in € million 20,483 18,564 10.3
– of which: deposit volume in € million 14,267 13,327 7.1
Credit volume in € million 187 159 17.6
business-to-business (B2B) business line  
Customers number 982,898 1,001,488 – 1.9
Custody accounts number 837,596 857,061 – 2.3
Total assets under custody in € million 24,186 23,156 4.4
– of which: portfolio volume in € million 24,017 23,015 4.4
– of which: deposit volume in € million 169 140 20.7
 
Orders and order volume   2014 2013  
Executed orders number 20,341,376 19,189,622 6.0
– of which: B2C number 11,099,421 9,989,086 11.1
– of which: B2B number 9,241,955 9,200,536 0.5
Average order activity per custody account (B2C) number 12.9 12.1 6.6
Order volume per executed order (B2C) 1) in € 5,377 5,759 – 6.6
 
Earnings ratios   2014 2013  
Net commission income in € thousand 193,150 188,330 2.6
Net interest income before provisions for possible loan losses in € thousand 145,803 138,641 5.2
Administrative expenses in € thousand 270,852 259,866 4.2
Pre-tax profit in € thousand 82,621 80,032 3.2
Net profit in € thousand 66,290 60,534 9.5
Earnings per share in € 0.47 0.43 9.3
Return on equity before tax 2) in % 15.5 15.1
Cost/income ratio in % 76.6 76.1
 
Balance sheet key figures   31.12. 31.12.  
Balance sheet total in € million 15,170 14,163 7.1
Equity in € million 592 552 7.2
Equity ratio 3) in % 3.6 3.7
 
Regulatory indicators under Basel II 4)   31.12. 31.12.  
Risk weighted assets 5) in € million 820 669 22.6
Eligible amount for operational risks in € million 14 20 – 30.0
Core capital in € million 417 416 0.2
Own funds for solvency purposes in € million 417 416 0.2
Own funds ratio 6) in % 42.1 45.3
         
Employees’ figures   31.12. 31.12.  
Employees number 1,287 1,233 4.4
Employees full-time basis number 1,153.3 1,100.6 4.8